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New ObamaCare Rule Will Leave Families Without Affordable Health Care Coverage

- January 31, 2013

Obama Promised That ObamaCare Would Make Health Care Coverage Affordable And Available To Every American

PROMISE: Obama: "I'll Be A President Who Finally Makes Health Care Affordable And Available To Every Single American, The Same Way I Expanded Health Care In Illinois, ..." (Senator Barack Obama, Iowa Caucus Night Speech, Des Moines, IA, 1/3/08)

FAIL: Millions Of Americans Will Be Unable To Afford Family Health Care Coverage Under A New Rule Released By The Obama Administration. "The Obama administration adopted a strict definition of affordable health insurance on Wednesday that will deny federal financial assistance to millions of Americans with modest incomes who cannot afford family coverage offered by employers." (Robert Pear, "Federal Rule Limits Aid To Families Who Can't Afford Employers' Health Coverage," The New York Times, 1/30/13)

  • "Low-Income Americans Whose Employer-Plan Premiums Are Beyond Their Means Won't Be Eligible For" Federal Subsidies To Make Insurance More Affordable. "The decision, announced by the Obama administration on Wednesday, means some low-income Americans whose employer-plan premiums are beyond their means won't be eligible for the main perk of the law. Several provisions are behind the wrinkle." (Louise Radnofsky, "Workers' Children Won't Get Subsidies," The Wall Street Journal, 1/30/13)

New Problems Are Coming To Light As ObamaCare Continues To Be Implemented. "The affordability glitch is one of a series of problems coming into sharper focus as the law moves to full implementation." ("IRS: Some Families Who Can't Afford Coverage On The Job Can't Get Government Aid To Buy Health Plans," The Associated Press, 1/30/13)

The New ObamaCare "Glitch" Will Price Families "Out Of Health Insurance." "Some families could get priced out of health insurance due to what's being called a glitch in President Barack Obama's overhaul law. IRS regulations issued Wednesday failed to fix the problem as liberal backers of the president's plan had hoped." ("IRS: Some Families Who Can't Afford Coverage On The Job Can't Get Government Aid To Buy Health Plans," The Associated Press, 1/30/13)

FactCheck.org: ObamaCare "Falls Short Of Making Health Care 'Affordable And Available To Every Single American,' As Promised." "Furthermore, the law falls short of making health care 'affordable and available to every single American,' as promised. The law provides subsidies to help some Americans buy insurance, expands Medicaid and doesn't allow insurance companies to exclude persons with preexisting conditions. But still, the director of the nonpartisan Congressional Budget Office projected 23 million persons will remain uninsured - some because they can't afford coverage." (D'Angelo Gore, "Promises, Promises," FactCheck.org, 1/4/12)

The Obama Administration And Democrats Are To Blame

Obama Blamed The Then Democrat Controlled Congress For ObamaCare's "Glitch" Making Insurance Coverage Unaffordable To Low-Income Families. "The Obama administration says its hands were tied by the way Congress wrote the law. Officials said the administration tried to mitigate the impact. Families that can't get coverage because of the glitch will not face a tax penalty for remaining uninsured, the IRS rules said." ("IRS: Some Families Who Can't Afford Coverage On The Job Can't Get Government Aid To Buy Health Plans," The Associated Press, 1/30/13)

  • The Obama Administration And The Democrat-Led Congress Failed To Clearly Define "Affordability," Resulting In The "Glitch." "The problem seems to be the way the law defined affordable. Congress said affordable coverage can't cost more than 9.5 percent of family income. People with coverage the law considers affordable cannot get subsidies to go into the new insurance markets. The purpose of that restriction was to prevent a stampede away from employer coverage." ("IRS: Some Families Who Can't Afford Coverage On The Job Can't Get Government Aid To Buy Health Plans," The Associated Press, 1/30/13)

The New Regulations Have Upset Child And Consumer Advocacy Groups

"Consumer Advocacy Groups Said They Were Disappointed With The Decision." (Louise Radnofsky, "Workers' Children Won't Get Subsidies," The Wall Street Journal, 1/30/13)

  • Consumers Union Senior Attorney Laurie Sobel: "I Think It Might Not Get As Many People From Bing Uninsured As We Had Hoped." "'I think it might not get as many people from being uninsured to being insured as we had hoped,' said Laurie Sobel, a senior attorney with Consumers Union, which had urged the administration to allow dependents to apply for the federal subsidies in cases where they faced high premiums for family plans." (Louise Radnofsky, "Workers' Children Won't Get Subsidies," The Wall Street Journal, 1/30/13)

The Executive Director Of Families USA, Ron Pollack: "This Is A Very Significant Problem." "'This is a very significant problem, and we have urged that it be fixed,' said Ron Pollack, executive director of Families USA, an advocacy group that supported the overhaul from its early days. 'It is clear that the only way this can be fixed is through legislation and not the regulatory process.'" ("IRS: Some Families Who Can't Afford Coverage On The Job Can't Get Government Aid To Buy Health Plans," The Associated Press, 1/30/13)

Executive Director Of The Center For Children And Families At Georgetown University, Jocelyn A. Guyer: "This Is Bad News For Kids." "'This is bad news for kids,' said Jocelyn A. Guyer, an executive director of the Center for Children and Families at Georgetown University. 'We can see kids falling through the cracks. They will lack access to affordable employer-based family coverage and still be locked out of tax credits to help them buy coverage for their kids in the marketplaces, or exchanges, being established in every state.'" (Robert Pear, "Federal Rule Limits Aid To Families Who Can't Afford Employers' Health Coverage," The New York Times, 1/30/13)

Bruce Lesley, President Of The Child Advocacy Group First Focus: The New Rules "Will Not Be Much Of A Consolation To Families Who Cannot Get Health Insurance For Their Kids." "Bruce Lesley, the president of First Focus, a child advocacy group, said: 'The administration recognizes that the cost of family coverage will be unaffordable for many families. They will not have to pay the penalty. But that will not be much of a consolation to families who cannot get health insurance for their kids.'" (Robert Pear, "Federal Rule Limits Aid To Families Who Can't Afford Employers' Health Coverage," The New York Times, 1/30/13)

  • Lesley: "Close To 500,000 Children Could Remain Uninsured." "Bruce Lesley, president of First Focus, an advocacy group for children, cited estimates that close to 500,000 children could remain uninsured because of the glitch. 'The children's community is disappointed by the administration's decision to deny access to coverage for children based on a bogus definition of affordability,' Lesley said in a statement." ("IRS: Some Families Who Can't Afford Coverage On The Job Can't Get Government Aid To Buy Health Plans," The Associated Press, 1/30/13)

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